We Have Many Options to Turn Your House Into Your Dream Home
With rates starting as low as 5% APR for a 240 month Home Equity Line of Credit, we can provide the funding you need for a swimming pool, new kitchen, bathroom, backyard, landscaping or anything you would like to do to transform your home. With flexible options to suit your needs and some of the fastest turnaround times in the industry, you are at the right place for a home loan! Here are a few of the options we offer:
Home Improvement Loan: A closed-end loan for up to 180 months with a maximum loan amount of $26,000. There are no loan-to-value restrictions for this loan, which make it perfect for members with limited equity or who need less than $26,000 for their home projects.
100% LTV Home Equity Loans: For members with an excellent credit profile we can offer home equity loans up to 100% loan-to-value. This is another great option for members with limited equity in their house, looking to do larger projects than we can fund with a Home Improvement loan. Both closed-end fixed rate and open-ended variable rate lines of credit are available.
80% LTV Home Equity Loans: If you have plenty of equity in your house and can keep the amount of your home equity loan and primary mortgage at less than 80% of the value of your home, this product will provide you with the best possible rate. Both closed-end fixed rate and open-ended variable rate lines of credit are available.
All of our home loans have very competitive rates, closing costs, and quick turnaround times. Click the ‘APPLY FOR A LOAN‘ link from the top menu bar above to get the process started or contact the office with any questions you might have via email at [email protected] or by phone at 716-833-9670.